Novariani, R. K., and F. Dialysa. “The Influence of Financial Literacy on Financial Management in Small &Amp; Medium Enterprises (Case Study on Coffee Shop Management in Bandung City Period 2020 – 2021)”. Banking &Amp; Management Review, vol. 12, no. 1, May 2024, pp. 61-73, doi:10.52250/bmr.v12i1.737.