SUPRIYANTO, D. Analysis of Non Performing Financing (NPF) and Operational Efficiency Ratio (BOPO) on Return on Asset (ROA). Banking & Management Review, [S. l.], v. 8, n. 2, p. 1123–1136, 2019. DOI: 10.52250/bmr.v8i2.176. Disponível em: https://ojs.ekuitas.ac.id/index.php/bmr/article/view/176. Acesso em: 8 dec. 2025.